Buy crypto · multi-currency accounts · yield preview

A modern bank for crypto and fiat.

Hold fiat and crypto in one XPAN account. Buy USDC & USDT on Ethereum, send and receive globally, and earn up to 11.99% crypto APY or 9.99% on fiat when staking launches.

Open an account Buy USDC / USDT

$14.87M

On deposit

11.99%

Crypto APY

9.99%

Fiat APY

USDT→USD

INR · AED · more

€

₿

Xpan

USDC · USDSIGNATURE

4242   9018   ••••   4421

CARDHOLDER

JANE M. CHEN

VALID THRU

09/29

Available balance

$248,912.40

live · USDC + USD

11.99%

Crypto APY

9.99%

Fiat APY

Wire · DBS Singapore

settled in 47 sec

IBAN ready

GB · 4421 · ••• 9018

Built for individuals, teams, and operators moving money across crypto and fiat

What you can do today

One account.
Crypto & fiat.

Multi-currency XPAN accounts, Ethereum buy-crypto for USDC & USDT, wallet balances for ETH & BTC, and yield rates previewed at 11.99% / 9.99%.

Open the console

Accounts + wallets

Hold USD, EUR, AED, CAD, GBP and crypto wallets together. One balance sheet for your team or personal use.

USDCUSDTETHBTCUSDEURAED

Buy crypto

Buy USDC & USDT on Ethereum with card or bank transfer. Crypto lands in your XPAN wallet.

Staking & yield

Preview 11.99% crypto APY and 9.99% fiat APY. Staking opens soon.

XPAN VIRTUAL•••• •••• •••• 0341

Send & payouts

Move funds to beneficiaries, withdraw crypto or fiat, and track every transfer live.

Individuals & organizations

Personal accounts, org workspaces, subscriptions, and a manager console — built for operators.

POST /crypto-purchases
{ "symbol":"USDC","method":"card" }

Your console

Accounts,
buy crypto, yield.

Live balances, USDC/USDT purchases, transfers, and staking previews — one console for individuals and orgs.

app.xpan.money / home

Individual Account

Home

Accounts

Buy Crypto

Transactions

Money

Beneficiaries

Send

Withdraw

Grow

Staking & Yield

Organization

Welcome, Jane

₮Total USDT Balance

5,216,471.18USDT

Last 30 days↑ 1.7M USDT↓ ~420K USDT

Jan 31Feb 5Feb 10Feb 15Feb 20

Accounts+

USD Account12,505.87USDT

EUR Account8,420.00USDT

USDC Wallet42,180.50USDT

USDT Wallet18,900.00USDT

ETH Wallet3.42USDT

Recent TransactionsView ›

Buy USDC · card

Mar 15

+1,250.00 USDC

₮

USDT deposit

Mar 14

+500.00 USDT

ETH withdraw

Mar 14

−0.85 ETH

₿

BTC deposit

Mar 13

+0.12 BTC

₮

Send to beneficiary

Mar 12

−320.00 USDT

Money movement

$ 1.28M↑ +12.4% MoM

1W1M3M1Y

Inflow · $ 842kOutflow · $ 438k

Beneficiaries

Helio Studio

EUR account · SEPA

L. Moreau

USD wire

Y. Adebayo

USDT · Ethereum

River Co

GBP account

Buy crypto · live

USDC

Ethereum

₮

USDT

Ethereum

Pay withCard or bank transfer

NetworkEthereum

DestinationYour XPAN wallet

Stripe Checkout · fulfillment tracked live

Staking & yield

11.99%

Crypto APY

9.99%

Fiat APY

Preview rates · staking opens soon

USDC · crypto11.99%

USD · fiat9.99%

ETH · crypto11.99%

ScheduledNext 7 days

TODAY

Buy USDC · $1,000

998.40 USDC

TUE

Send to beneficiary · EUR

€ 2,400

WED

USDT withdraw

1,500 USDT

FRI

Org subscription renew

Growth plan

Rails · Ethereum + fiat

ETH

Buy crypto

USDC · USDT

USD

Fiat account

Operating

EUR

Fiat account

Europe

AED

Fiat account

MENA

CAD

Fiat account

Canada

GBP

Fiat account

Built for

One platform. Four ways to use it.

Personal

One account for fiat rails and crypto wallets.

Hold USD, EUR, AED, CAD, GBP alongside USDC, USDT, ETH, and BTC. Buy stablecoins on Ethereum, track live transactions, and preview yield at 11.99% crypto / 9.99% fiat.

Multi-currency XPAN accounts
Buy USDC & USDT with card or bank
11.99% crypto · 9.99% fiat yield preview
Send, withdraw, and review history live

1 consoleaccounts · wallets · buy crypto

Personal · J. Monroe

$ 24,182.06

USD + USDC in one view

MULTI-CURRENCY

Account · USD

$ 4,182.06

Wallet · USDC

$ 20,000.00

11.99% APY preview

Buy USDC · card+ 1,250.00 USDCtoday

Send to beneficiary · EUR− € 800.00yesterday

ETH wallet deposit+ 0.42 ETHMon

For developers

Build on the same
rails as the console.

Accounts, crypto purchases, transfers, and webhooks — the platform your product UI already uses.

Read the docs API reference

REST

Platform APIs

Stripe

Checkout for buys

Ethereum

USDC · USDT

Webhooks

Purchase lifecycle

app.ts

// Create a crypto purchase (USDC on Ethereum)
const buy = await xpan.cryptoPurchases.create({
  symbol: "USDC",
  network: "ethereum",
  pay_amount: "1000",
  pay_currency: "USD",
  method: "card",
});
buy.checkout_url    // Stripe Checkout
buy.status          // "pending_payment"