Documentation

Getting started

Xpan's platform lets you embed fiat and crypto banking features — accounts, payments, cards, wallets, and yield — directly into your application. Most teams are up and running in a few steps.

• Create an Xpan account and complete verification.
• Generate API credentials from your console.
• Make your first authenticated request to the API.
• Subscribe to webhooks to receive real-time events.

Core concepts

The platform is organized around a small set of resources that map to common banking and crypto workflows.

• Accounts & balances — multi-currency fiat and crypto balances.
• Transactions — deposits, transfers, withdrawals, and conversions.
• Wallets — onchain addresses across supported networks.
• Beneficiaries — saved payout destinations for fiat and crypto.
• Subscriptions & plans — usage tiers, limits, and billing.

Guides

• Onboarding & KYC — verify individuals and businesses.
• Funding accounts — bank transfers and crypto deposits.
• Sending payouts — fiat and onchain transfers.
• Crypto on/off-ramp — convert between fiat and digital assets.
• Webhooks — react to transaction and account events.

Support

Need help with an integration? Reach our team at support@xpan.money and we'll get you unblocked.