XPAN money
Personal · teams · partners

A modern bank for crypto and fiat.

Buy USDC & USDT, hold multi-currency balances, earn yield, borrow, and cash out worldwide — for individuals, organizations, and managers.

Open an account →Buy USDC / USDT
→]Sign in once — your account is ready instantly
XPANUSDC
))))
4242 9018 •••• 4421
CARDHOLDER
JANE M. CHEN
VALID THRU
09/29
AVAILABLE BALANCE
$249,167.76
live · USDC + USD
11.99%
Crypto APY
9.99%
Fiat APY
✓
Wire · DBS Singapore
settled in 47 sec
IBAN READY
GB · 4421 · ••• 9018
$54.6M
ON DEPOSIT
11.99%
CRYPTO APY
9.99%
FIAT APY
8%
BORROW APR
MAJOR FEATURES

Everything money needs.
One console.

Personal, teams, and partners — buy, hold, earn, borrow, spend, and cash out worldwide.

FEATUREDLIVE

Withdraw crypto in 160+ countries.

Cash out USDT, USDC, and more into your local currency — bank rails worldwide, from one XPAN account.

INRAEDEURGBPUSDSGD+154
Explore withdrawals →
USDT → LOCAL FIAT
You send
2,500 USDT
↓
You receiveAED
AED 9,175.00
UAE · Local bank160+ countries
EXPLORE

Pick a feature. See how it works.

01 · FEATURED

Withdraw Local currency in.

Withdraw USDT, USDC, and more into your local bank currency across 160+ countries — cash out where you live, from one XPAN account.

You send
2,500 USDT
From XPAN wallet
You receive
₹2.08L
INR · bank deposit
COVERAGE
160+
Withdraw crypto →
YOUR CONSOLE

One place for everything.

Balances, buy crypto, transfers, and upcoming yield, lending, assets, and rewards — personal or team.

app.xpan.money / home
JJane · Individual
+ Create Organization
Home
Accounts
Buy CryptoBETA
Cards
Transactions
PAYMENTS
Beneficiaries
INVESTMENTS
Staking & YieldSOON
LendingSOON
Buy AssetsSOON
MORE
RewardsSOON
Referrals
Manager Console
Welcome, Jane.
Your balances, accounts, and recent activity at a glance.
Xpan TransferWithdraw CryptoWithdraw Fiat
Total Balance (2 accounts)
1D7D30D1YALL
$95.91
Last 30D · ↗ $1,840 in · ↘ $620 out
Accounts
Jane
Primary
USDT
$92.86
Secondary
USDT
$0.00
View all accounts ›
CardsSOON
Available balance
12,400 USDT
Limit 25,000 USDT
Autopay scheduledManage
Recent TransactionsView all ›
$
USDC Deposit
Ethereum · Mar 15
+1,250.00 USDC
$
USDC Send
Ethereum · Mar 14
−420.00 USDC
₮
USDT deposit
Ethereum · Mar 14
+500.00 USDT
Ξ
ETH withdraw
Ethereum · Mar 13
−0.85 ETH
₿
BTC deposit
Bitcoin · Mar 12
+0.12 BTC
₮
Send to beneficiary
Ethereum · Mar 11
−320.00 USDT

Built for how money actually moves.

Live metrics from the XPAN platform. Crypto and fiat in one place — for individuals and teams.

$0.0M
On deposit
0.00%
Crypto APY
0.00%
Fiat APY
0%
Borrow APR
USDT→USD
USDT → fiat
GET STARTED

Sign in once. Your account is ready.

Continue with Google and Xpan provisions your wallets and IBAN-ready accounts automatically. No paperwork, no waiting. Then buy crypto, earn, borrow, and cash out worldwide.

3 STEPS
01
Sign in
Continue with Google — accounts are created automatically.
02
Land in console
Wallets and IBAN-ready rails provisioned instantly.
03
Move money
Buy crypto, hold fiat, cash out worldwide.
ABOUT XPAN

Building for the whole world.

Headquartered in Dubai and New York, incorporated in London and Bengaluru — with Paris, Singapore, Seoul, and Melbourne coming soon.

DubaiGLOBAL HQ
New YorkAMERICAS HQ
LondonINCORPORATED
BengaluruINCORPORATED
ParisCOMING SOON
SingaporeCOMING SOON
SeoulCOMING SOON
MelbourneCOMING SOON
See our offices ↗
OFFICESCOMING SOONLIVE PAYOUTS · 160+ COUNTRIES
IN DEVELOPMENT

iOS & Android apps coming soon.

We're building native apps so you can manage wallets, IBAN-ready accounts, and transfers from your phone. Web console is live today — mobile ships next.

iOSSOON
App Store
Native experience for iPhone — console, transfers, and balances on the go.
AndroidSOON
Google Play
Full Xpan Money on Android — same account, wallets, and IBAN-ready rails.
XPAN MONEY
12,480.00
USDT
TransferWithdraw
IBAN READY
XPAN – 952303